{"id":3164,"date":"2026-07-24T19:24:57","date_gmt":"2026-07-24T17:24:57","guid":{"rendered":"https:\/\/votre-litige.fr\/?p=3164"},"modified":"2026-07-24T19:24:58","modified_gmt":"2026-07-24T17:24:58","slug":"consumer-law-in-france-july-21-22-text-adopted-implementation-postponed","status":"publish","type":"post","link":"https:\/\/votre-litige.fr\/en\/droit-de-la-consommation-france-21-22-juillet-texte-adopte-application-differee\/","title":{"rendered":"Consumer Law \u2013 France \u2013 July 21\/22 \u2013 text adopted, application deferred."},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li> The <a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000054450870\" target=\"_blank\" rel=\"noopener\">Decree No. 2026-643<\/a> set at <strong>November 20, 2026<\/strong> the effective date of the regulatory framework reforming consumer credit. Offers issued before that date will be treated as existing contracts. Impact: Lenders and intermediaries must prepare their processes, documents, and management policies in anticipation of this deadline; these rules are not yet in effect.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3164","post","type-post","status-publish","format-standard","hentry","category-france"],"_links":{"self":[{"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/posts\/3164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/comments?post=3164"}],"version-history":[{"count":1,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/posts\/3164\/revisions"}],"predecessor-version":[{"id":3165,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/posts\/3164\/revisions\/3165"}],"wp:attachment":[{"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/media?parent=3164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/categories?post=3164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/votre-litige.fr\/en\/wp-json\/wp\/v2\/tags?post=3164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}